Board of Directors

Executive Board

Jason Hart

2022 Chair

Apollo Law

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Jason Hart

2022 Chair-elect / Comm. Dev

Apollo Law

John Graham

2022 Chair-Elect

Expree Credit Union

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John Graham

I have been the President/CEO of Expree Credit Union since July 16, 1990. I am responsible for the entire operation of the credit union in meeting the needs of our membership and helping them reach their financial goals.

In addition to my “day job”, I serve on the Boards of the Frankfort Chamber of Commerce, Corporate One Federal Credit Union, and Sherpa Technologies. Previously I served on the Boards and Committees of the Kentucky Credit Union League and Credit Union National Association. I was presented the Frank Moore Outstanding Professional Award by the Kentucky Credit Union League. I have been inducted in the Hall of Leaders at Credit Union House in Washington, DC.

I live in Versailles with my wife (Piper). We have four children (Addie, Andrea, Hampton, & Preston). I like to travel, play golf, drink bourbon, and officiate football.

Even though I live in Versailles, I love the Frankfort Chamber because what it does to help business and stimulate prosperity in Frankfort/Franklin County (and the surrounding area). I enjoy meeting the leaders of this community. If Expree Credit Union is going to be a part of the community, I think it is essential that we are a member of the Chamber.

J.O. Osborne

Co-Membership Committee

Franklin Co. Farm Bureau

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J.O. Osborne

Chair Bus. & Member Dev.

Franklin Co. Farm Bureau

Born and raised in Nelson County, Kentucky J.O. moved to Jefferson County in 1995 to attend Bellarmine University. After graduating in 1999 he took an opportunity in Banking. In 2009 J.O. went to work in the insurance industry as an agent. In 2011 he was hired as an agent with Kentucky Farm Bureau. J.O. was humbled and honored to take over the position of Agency Manager for Franklin County Farm Bureau in September of 2015. He lives in Franklin County with my wife Emily, son Luke Joseph (10) and daughter Catherine Spencer (8). He loves working with all the great business people that are the members of the Frankfort Area Chamber of Commerce.

Anna Beth Bobbitt

Community Development

Traditional Bank

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Anna Beth Bobbitt

Chair Community Development

Traditional Bank

Anna Beth Bobbitt is the client relationship officer for Traditional Bank, an independent, community bank with more than $2 billion in assets serving six Kentucky counties, including her hometown of Frankfort. In this role, she’s excited to introduce local businesses, nonprofit organizations and other community leaders to Traditional Bank while building strong relationships within the community.

Prior to joining Traditional Bank, Bobbitt began her career in sales and then moved into nonprofit business development for Special Olympics Kentucky, where she gained a keen understanding of nonprofits and their unique challenges and opportunities. She transitioned to the government administration and worked as a senior project manager for the Kentucky Cabinet for Economic Development, fostering business growth and capital investment in the Commonwealth. It was in this capacity that she realized the importance of building communities and making Kentucky one of the best places to live, work and play.

Anna Beth is very mission driven and believes in the importance of giving back to her community. She serves on the board for the Frankfort YMCA, Downtown Frankfort Inc., the Frankfort Area Chamber of Commerce and the Woodford County Economic Development Authority.

Anna Beth is a graduate of Franklin County High School and the University of Kentucky, where she earned a BA in business management. She currently resides in Woodford County with her husband, Scott and their two children, Marie (6) and Logan (3).

Cathy Lindsey

Government Affairs Committee

Frankfort Plant Board

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Cathy Lindsey

Chair Governmental Affairs

Frankfort Plant Board

Cathy Lindsey grew up in downtown Frankfort. She is the Director of Marketing and Communications for the Frankfort Plant Board, where she has worked for four years. Cathy and her husband, Steve Simpson, live in south Frankfort with their daughter, Ella. Cathy enjoys getting out and working with others to improve our community. That’s why she enjoys her work with the local chamber.

Lee Ann Watters

Past Chair / Treasurer / Finance Chair

Mountjoy Chilton Medley

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Lee Ann Watters

2021 Board Chair / Interim Treasurer

Mountjoy Chilton Medley

Lee Ann Watters is an Assurance Principal with MCM CPAs & Advisors where she specializes in audits of governments and non-profit organizations. Lee Ann has been a resident of Frankfort for over 20 years and lives on the “east side” with her son, Jack. She currently serves as the Chairman of the Frankfort Area Chamber of Commerce Board of Directors. Lee Ann has served two terms on the board and has enjoyed developing relationships with members of Frankfort’s business community and advocating for issues that benefit Chamber members and other community businesses.

Board of Directors

Christine Cartwright

CapCity Communications

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Christine Cartwright

I'm the General Sales Manager for Capcity Communications. I'm married to Ryan and we have 3 dogs. I grew up in Bullitt County, but have lived in Bardstown, Bowling Green and Louisville several times. We now live in Perry Park on Lake Holiday where we enjoy relaxing in the pool, playing with our dogs, working in the garden and fishing. I love the Chamber because I feel like I can help make a difference in our community and grow our local businesses.

Allison Depenbrock

Canoe Kentucky

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Allison Depenbrock

Allison Depenbrock has been in Frankfort for over 42 years. She is the 2^nd generation owner of Canoe Kentucky and also owns Kentucky River Tours with her husband Nathan. The Depenbrocks have 3 children that are 9, 14 and 16, and they are 3^rd generation workers for the business as well. Allison is a Home school mom, Board member for Frankfort Area Chamber of Commerce and sits on the Frankfort Tourism Comission Board. She is also a Captan US Coast Guard 100 Ton Master. We are honored to have her in our corner!

Billie J. Dollins

Community Trust Bank

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Billie J. Dollins

Billie Dollins has over 38 years’ experience in the banking industry. Specifically, in the areas of Wealth Management, Consumer Lending, Corporate Trust, Retail Banking and in her current role as Market President. She now oversees the Frankfort/Georgetown/Versailles markets.

Prior to Community Trust Bank, Dollins served as Senior Vice President of Retail Banking at National City Bank.

From 1992 to 2005, Dollins served Fifth Third Bank as a Personal Trust Officer, Assistant Vice President & Banking Center Manager and finally the Vice President & Regional Manager of 21 branch banking offices in the Central Kentucky market.

Dollins is a native of Danville, Kentucky and attended Western Kentucky University. She is a 1994 graduate of the Mid-West Trust School, Ohio University in Athens, Ohio. In 2013, she received her Executive Leadership Certification from the Wharton School of Business and is a graduate of the ABA Stonier Graduate School of Banking, both at the University of Pennsylvania. Billie is a 2007 graduate of Leadership Kentucky, 1997 graduate of Leadership Lexington and 1998 graduate of Kentucky Women’s Leadership Network. Billie was nominated for and recognized by The Lane Report in their “Women Worthy of Note” edition.

Currently, she serves on the Advisory Board for Women Leading Kentucky and the Frankfort Chamber of Commerce Board. Billie was selected and served as Chair for the 2018 American Heart Association’s Go Red for Women annual luncheon (raised a record-breaking $365,000). Previously, she has held board seats with the Franklin County Humane Society, Lexington Humane Society, Living Arts & Science Center, Susan G. Komen for the Cure (serving as Board President) Courthouse Area Design Review Board for the City of Lexington (Mayoral appointment), American Cancer Society, Operation Read, Kentucky Women’s Leadership Network, REACH, Inc., Lexington Dream Factory, Big Brothers/Big Sisters, National Conference for Community Justice (NCCJ) and United Way. She has served in numerous capacities on committees; i.e. Commerce Lexington and LexArts.

Lynn Faulkner

KAMC-KY Assn. of Master Contractors

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Lynn Faulkner

Lynn Faulkner, CAE was named Executive Director of Kentucky Association of Master Contractors in July 2016. A lifelong resident of Frankfort, Lynn joined the Chamber board in 2018 and is the Co-Chair of the Education Committee and a graduate of Leadership Frankfort. Lynn earned her Certified Association Executive in 2019. Lynn is the President of Kentucky Society of Association Executives and National Association of Women in Construction. Lynn is married to her husband Ron and they have four adult children.

Karen C. Harbin

Commonwealth Credit Union

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Karen C. Harbin

Karen Harbin is President/CEO of Commonwealth Credit Union and a Certified Public Accountant. Under her leadership, the credit union has grown to almost $1.8 billion in assets and now serves 110,000 members. In 2020, Karen was named CEO of the Year by the National Association of Federally Chartered Credit Unions. Karen has 3 children and resides in Frankfort with her husband, Gary, and Goldendoodle, George Bailey. Since Frankfort is her home, Karen appreciates the integral role the Chamber plays as a catalyst for economic development and their support in furthering Commonwealth Credit Union’s mission of bettering lives in the community.

Matt Harville

Chenault & Hoge

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Matt Harville

Graduated from EKU in 2002 and received my professional designation from Notre Dame in 2005. I have been in the insurance industry for 21 years. First, as a settlement consultant for plaintiff & defendant personal injury claims. In 2009 I joined Chenault & Hoge Insurance and became an owner in 2014. What I really appreciate about the Chamber of Commerce is the willingness to assist businesses with difficult issues. This past year was tough on a lot of businesses and the Chamber stepped up and helped with information on how to procure PPP and other avenues to help the small local businesses.

Matthew Oliver

Frankfort Regional Medical Center

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Matthew Oliver

Matthew Oliver, a native of Metropolis, Illinois, joined Frankfort Regional Medical Center as the Chief Financial Officer in January 2016. In this role, Matthew is responsible for the daily oversight of the accounting, medical records, case management, supply chain, information systems and patient account services.

Prior to joining Frankfort Regional, Matthew served as the CFO of John Randolph Medical Center, a 147-bed facility located in Hopewell, Virginia. He also served previously at Frankfort Regional as the Controller, where he was responsible for management of the accounting department, and as a Manager in the Internal Audit Department of Hospital Corporation of America in Nashville, Tennessee, where he was responsible for supervising financial and internal control audits of HCA hospitals, surgery centers and shared service centers.

Matthew earned his bachelors of arts in business with a focus in accounting from Murray State University in Murray, Kentucky. An actively licensed CPA and Chartered Global Management Accountant, Matthew has been recognized by the HFMA as a Certified Specialist Accounting & Finance (CSAF), Certified Revenue Cycle Representative (CRCR), & Certified Specialist Business Intelligence (CSBI). Matthew is active in the community and is a past recipient of the President's Volunteer Service Award recognizing community service.

Chris Rooks

Citizens Commerce Bank

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Chris Rooks

My name is Chris Rooks and I have been a Chamber advisory board member since 2019. I am a Frankfort native but graduated from Anderson County High School in 1996 and lived in Lawrenceburg for approximately 8 years. I have been in banking since 2001 having worked for Republic Bank, Limestone Bank, and currently with Citizens Commerce Bank. I enjoy playing golf, fishing, boating, kayaking, and of course, spending precious time with family and friends. I love being part of the Chamber for the networking, community involvement, and meeting new people.

Hollie Spade

AT & T

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Hollie Spade

For the past 6 years, Hollie Spade has been the Director of External Affairs for AT&T Kentucky. Prior to that she worked for the Kentucky Cabinet for Economic Development for 13 years. Hollie grew up in Louisville. She is married to Alan Spade who retired from the Frankfort City schools but continues to serve there. They have two grown children, Bailey and Yulie. AT&T has two retail stores and a work center in Frankfort and stays engaged in the community through contributions to local non profits and volunteer work. Hollie is the Chair for the Chamber’s Government Affairs Committee and we appreciate the knowledge that she brings!

Carol Smith

NextHome Custom Realty

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Carol Smith

Carol is a lifelong central Kentucky resident and has lived in Frankfort for over 20 years. Carol is married to Garth Vinson, retired 20 yr. Army veteran and has one daughter, Cassidy, UK graduate and Realtor with her company. Carol is on the Board of Rotary Club of Frankfort, member of Kiwanis Club of Frankfort and is passionate about all things real estate. She is the Broker/Owner of NextHome Custom Realty in Frankfort. I love the Chamber because of the people I get to meet, the events, activities and resources available to me as a business owner and there is strength in numbers where small business interests are concerned that need to be addressed.

Jonathan Vaught

McAllen Solutions

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Jonathan Vaught

McAllen Solutions

Karen Wheeler

Beamsuntory (Jim Beam Brands)

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Karen Wheeler

Hello, I’m Karen Wheeler, Community Relations and Ops Support for Beam Suntory plant in Frankfort. My background includes 15+ years of management experience and I’m a military veteran of the U.S. Army. I have a master’s degree in Business Administration and live in Lexington. My husband Stuart manages our family owned drug store in Lexington and we have one daughter, Katherine. I thoroughly enjoy being part of the Chamber and all the good work and focus making this community a better place to live and work.

Advisory Board

Lisbon Hardy

WesBanco Bank

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Lisbon Hardy

Elizabeth D. "Lisbon" Hardy is currently the City President for WesBanco Bank's Bourbon District. The Bourbon District covers service to Frankfort, Lawrenceburg and Harrodsburg. Lisbon is working on her 43rd year in banking after starting her career with Liberty National Bank, Louisville. She enjoys taking care of her customers by finding the best financial solutions to meet their goals. Lisbon is a cum laude graduate of Transylvania University with a BA in Economics and departmental honors. She served as Frankfort Area Chamber President in 1999 and looks forward to re-engaging to serve the membership. She currently serves on the Blue Grass Community Fund-Frankfort Advisory Board, The Kentucky Education Fund for Handicapped Children, and is a new board member for Yes Arts. She is an Elder of First Christian Church and serves on its Board as Treasurer. Lisbon is married to Rob Hardy and they have two children, Houston and Hallie.

Ross Kline

Advanced Financial Solutions

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Ross Kline

A lifelong resident of Frankfort, Ross cares deeply about the future of Frankfort’s small business community. He looks to employ his robust experience in the financial industry, and passion for young professionals, to lead initiatives that encourage entrepreneurship and small business growth! In his free time, Ross enjoys mountain biking, cooking/grilling, and bourbon!

Dan Kuntz

Buffalo Trace

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Dan Kuntz

Dan Kuntz is currently the Director of Operations and Engineering for Buffalo Trace Distillery. He joined the Buffalo Trace team in 2017. Dan graduated from Purdue University in 2008 with a B.S. in Mechanical Engineering Technology. He began his career with PepsiCo working there for 7 years before making the move to the bourbon industry in 2015 when he joined Sazerac. His entire 14 year career has been in various manufacturing plants focused on operations and supply chain.

Dan has been married to his wife Kristen since 2013 and are the proud parents of 2 young boys, Mason and Jacob.

Kim Richardson

Whitaker Bank

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Kim Richardson

Kim is the Assistant Vice-President of Whitaker Bank and has been employed with them for 11 years. She has been a mortgage lender for 27 years. She is a 1991 graduate of Eastern Kentucky University with a Bachelor’s of Business Administration.

She has served as a Chamber Ambassador for over 15 years. She is a member of the Frankfort Bourbon Society, EmpowHER Professional Women’s Group, and a member at Capital City Christian Church. She has served as a board member for the Sunshine Center and been a volunteer for Junior Achievement of the Bluegrass. She is very involved with Western Hills High School in various capacities including the Parent Teacher Organization, Soccer Boosters and Project Graduation.

She is married to Rob Richardson and has three daughters, Kolby, Lexie and Maggie as well as a beagle-boxer dog, Axel. She enjoys attending sporting events of all kinds, cooking, Barre class, and social time with friends and family.

EX OFFICIO

Mayor Layne Wilkerson

City of Frankfort

Co. Judge Exec. Huston Wells

Franklin County Fiscal Court

Sonia Sanders, designee

KY Capital Development Corp.

Robin Antenucci

Visit Frankfort

Terri Bradshaw, or designee

KY Capital Development Corp.

Kaylah Smith

Downtown Frankfort, Inc.

Mark Kopp, Superintendent

Franklin County Schools

Houston Barber, Superintendent

Frankfort Independent

Marty Hammons – Governor Appointed

Commonwealth of KY

Board of Directors

Executive Board

Jason Hart

John Graham

J.O. Osborne

Anna Beth Bobbitt

Cathy Lindsey

Lee Ann Watters

Board of Directors

Christine Cartwright

Allison Depenbrock

Billie J. Dollins

Lynn Faulkner

Karen C. Harbin

Matt Harville

Matthew Oliver

Chris Rooks

Hollie Spade

Carol Smith

Jonathan Vaught

Karen Wheeler

Advisory Board

Lisbon Hardy

Ross Kline

Dan Kuntz

Kim Richardson

EX OFFICIO

Mayor Layne Wilkerson

Co. Judge Exec. Huston Wells

Sonia Sanders, designee

Robin Antenucci

Terri Bradshaw, or designee

Kaylah Smith

Mark Kopp, Superintendent

Houston Barber, Superintendent

Marty Hammons – Governor Appointed

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